How to defer income taxes indefinetely…

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I know that headline is a bold statement, but I have been researching this for quite a while and there is a way for US citizens to defer income taxes on business income.   While this program is certainly not for everyone, for those of you that meet all the requirements, this can be huge.

Let me use a simple example to demonstrate.  Lets assume you have a business that earns $100,000 per year in profit beyond your salary and all expenses.  In the US your undistibuted profits will be taxed.  For simplicity sake, let’s say you pay 30% tax or $30,000 per year.  We will also assume your business does not grow or shrink, but only maintains. 

If you invested your after tax profits from your business earning 10% per year, you would have about $1.2m after 10 years.  If you paid no tax on those profits and invested the full $100,000 at 10% per year, you would have about $1.7m after 10 years.  Or about $50,000 per year extra which is more than you actually paid in tax!!!

There are several restrictions for this to work, but if you structure your existing, or a new business, properly, you can see truly remarkable results.  You are required to pay tax once you repatriate this income back to the US.  What  this means is once you begin taking distributions of the profit, you pay your personal income tax on it as you normally would.  

There is a bit of additional reporting for this to work as well.  Under no circumstance do you want to find out you have run afoul of the law.  The  IRS is certainly not an entity you want to battle.  But with proper reporting and proper set up, this may be a perfect solution for many of you.  I will be discussing this in further detail in my free newsletter later this week.  If you have further questions or would like a free 30 minute consultation, please don’t hesitate to contact me.

Live well.

9 Responses

  1. It sounds like you’re creating problems yourself by trying to solve this issue instead of looking at why their is a problem in the first place

  2. Aw, this was a really great post. In theory I’d like to write like this too – taking time and real effort to make a good article… but what can I say… I procrastinate alot and never seem to get anything done.

  3. lol many of the remarks bloggers post really are a bit spacey, from time to time i think whether these people really go through the pieces and threads before giving a comment or whether they only skim the post title and write the very first idea that jumps inside their mind. in either case, it is actually useful to browse clever commentary from time to time in contrast to exactly the same, old opinion which i frequently notice on the web.

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